Saving Money: Switching Your Cell To Pay As You Go
Cell phones can cost a lot of money and cause you stress. Not only can you spend hundreds every month on your cell phone bill but you can find it a source of stress to get collection calls and have your phone turned off constnatly due to late notices on your overdue account. Switching to a pay and talk phone is the answer to your problem.
Not only is your high cell phone bill hurting your pocket, it could be harming your credit rating score as well. By switching to a pay as you go model, you’re forced to only talk when you have the time already paid for. This equates to not just the lack of a monthly bill but will force you to more carefully manage your cell phone time.
If you’re already using the money jar budget, you know how much more responsible and strategic it is to live on cash and once you get accustomed to it, it becomes as easy as pie. The same goes for a pay as you go phone. It’s equivalent to a cash only budget which means you won’t have the stress of high cell phone bills and you’ll still have the phone to use for emergencies. You could save thousands of dollars a year which could go to: paying down debt, saving for retirement or a rainy day or for something fun and wonderful like a new gadget or a holiday.
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