Category: Budgeting Tips

Setting Up A Variable Spending Budget »

Budgeting involves at least two areas: fixed budget and variable budget. It’s easy to see what your fixed expenses are but how do you know what the right amount of money is for your variable spending budget?  First, you need to sit down and determine which of your expenses can fit into that budget.
What is [...]

How to Organize Your Money Jar Budget »

If you’re doing a money jar budget or an envelope budget, you might need some help determining what your budget should be for all the categories in both your fixed and variable expenses.
Here’s some help for deciding how much should go in each jar.
-Write down all your fixed expenses
-Write down all your variable expenses into [...]

Do You Have A Rainy Day Fund? »

Saving money for a rainy day is something a lot of people don’t do these days.  Starting your rainy day fund now by labeling a money jar and making sure you add money to it every week is a smart thing to do. You can put this money in a high interest savings account or [...]