The Money Jar Budget - Get Debt-Free

Budgeting involves at least two areas: fixed budget and variable budget. It’s easy to see what your fixed expenses are but how do you know what the right amount of money is for your variable spending budget?  First, you need to sit down and determine which of your expenses can fit into that budget.
What is [...]

If you’re doing a money jar budget or an envelope budget, you might need some help determining what your budget should be for all the categories in both your fixed and variable expenses.
Here’s some help for deciding how much should go in each jar.
-Write down all your fixed expenses
-Write down all your variable expenses into [...]

People trying to get out of debt are nervous about getting rid of their credit cards.  Some say they’ll need to keep one for emergencies or need it for buying things online.  But if you continually rely on credit cards, it’s a sure sign that you’re spending money you can’t afford to spend. Pre-Paid credit [...]